If you’re a victim of credit card fraud, contact the three credit bureaus and place a fraud alert. You can even request that your credit be frozen entirely. The next step is to file a police report because this is an illegal activity. ...
If you’ve been swimming in credit card debt for a while it’s tempting to close the card once it’s paid off. You may want to do this as a good riddance gesture, or you may just want to avoid the mistake of getting in debt again. If ...
VantageScore is a credit scoring agency that looks back at the past 24 months of a person’s credit history. If you are a borrower who has had negative things on your credit before, this can be a great thing. However, many lenders still ...
Some experts say that you’re better off getting a small personal loan than getting a credit card for health expenses. But in reality, a lot of people can’t get a personal loan. And when you need something like dental or vision work ...
It’s a dream come true to get a credit card with high credit limits. It’s something you have to work for because credit card companies want to know they can trust you with small thing before they give you big things. High credit limits ...
Need to dispute something on your credit card statement? Sometimes the merchant isn’t a enough nor is the credit card company, and at that point it’s time to contact the issuer…Visa, Mastercard, etc. Here is their contact ...
Over the years, people have used credit cards for all sorts of purchases both big and small. There are several perks that come along with it including, special rewards points. You can also enjoy a higher credit score if you keep up ...
One of the biggest headaches with credit cards is identity theft. Every year tons of consumers complain to credit card companies about fraudulent charges on their credit cards. Many times the issuer moves slow on the problem causing ...
Personal loans, which are unsecured installment loans, are often advertised by lenders as cure-alls for your financial woes. Sometimes, the truly are a life-saver. However, they aren’t optimal in every situation. Image via ...
A new study conducted by the Federal Reserve shows that student loan debt is keeping people from the American dream. Specifically, those in the 24-32 age group reported that they aren’t buying homes because their student loans are too ...
